Answer:
Most homeowners companies are now offering coverage for identity theft as an optional coverage. It can be added to your homeowners policy for a nominal fee and will provide reimbursement for items such as preparation and notarization of documents, loan reapplication fees, bond premiums, attorney fees and lost earnings as a result of time off from work. While it does not cover the actual loss sustained, it is invaluable in recovering the incidental costs of restoring ones financial identity.