Small overview.
Your life is full of precious things. The people you love. The home you live in. Products you need to keep the things you value most in life secure and set your mind at ease.
Frequently Asked Questions
  1. Our contractor hires a subcontractor who also hires a subcontractor to install a furnace in the house our contractor has constructed and sold. The furnace shorts out and burns down the house.
    (A) Is there coverage on the first subcontractor's CGL for the house?
    (B) Is there coverage on the sub/subcontractor's CGL for the house?
     
  2. I am a business owner and my employee's operate their personal vehicles while conducting business, could I be held responsible for their actions while operating a motor vehicle?
     
  3. It seems that identity theft is in the news almost weekly. Is there coverage under a homeowners policy for such a loss?
     
  4. I just build a new detached garage on my property, is this automatically covered under my home insurance policy?
     
  5. I own a business and operate from a leased space, where I have made significant improvements to the area occupied. Who is responsible for insuring these items?
     
  6. Is there insurance I can buy to cover my business in the event that I can not operate while my business is being re-built from a covered loss?
     
  7. I am a business owner and not covered under my business's Workers Compensation policy. Is there any way that I can protect my income in case of sickness or injury?
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Madigan/Pingatore Insurance
105 W. Water St.
Sault Ste. Marie, MI 49783		 Tel.: (906) 635-5233
Fax.: (906) 632-1612
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